DeCredit User Manual-How to join the Testnet？
Preparation for the test-net （http://test.delayer.io/)
To install the Wallet ‘Metamask’, and add the ’BSC Testnet’
Please open the browser (Preferred: Chrome) on PC or Laptop, download and install the extension-MetaMask Wallet(Download: https://metamask.io/download ), create an account and set up for BSC.
After the installation, please refer to the below info to configure the wallet and save it.（MetaMask — →Networks — ->Custom RPC — →SAVE)
Network Name：BSC Testnet
New RPC URL：https://data-seed-prebsc-1-s1.binance.org:8545/
To claim the test-coin on BSC
Copy your BSC test-net wallet address (MetaMask)and input to the BSC Faucet(https://testnet.binance.org/faucet-smart)
Note: Test coins may not instantly send to the wallet address, kindly wait for a while (depending on traffic)
To connect with the Wallet -MetaMask
Visit the test-net （http://test.delayer.io/)
Please click ‘Connect Wallet’ (Upper right corner), and select ‘MetaMask’to connet, then choose ‘BSC Test’ and click ‘switch network’.
(Connect Wallet — ->MetaMask — ->BSC Test — ->Switch network)
How to deposit on test-net？
Please click the tap ‘Supply Markets’ and select the asset to deposit.
The asset and its APY will be shown in the ‘Supply Markets’ Section. To select the preferred deposit asset, click ‘Deposit’, and enter the deposit amount. After the transaction is confirmed in the MetaMask wallet, which means the deposit is successful and the interest will be calculated.
Please note: In addition to native token ( e.g. BNB on BSC) , other cryptocurrencies need to be authorized first. So after user click ‘Deposit’, there will be a popup to get user’s approval .
User may click ‘My Asset’ for a further more details about the deposited assets.
How to withdraw on test-net？
Note: In order to complete all the test steps, please keep a certain balance for the following borrowing test.
Please go to the ‘Supply Markets’ Section and click ‘Deposit’, then click the ‘Withdraw’ button to withdraw.
An alternative way to withdraw: Go to’My Asset’ section and click the ‘Withdraw’ button to withdraw.
Then input the amount or withdraw percentage to complete the withdrawal transaction through the wallet-MetaMask.
How to borrow on test-net？
Note: Anyone who withdraws all deposited assets in the previous step, you need to deposit again to process the following ‘borrow’ step.
Users can set the deposited assets as collateral to obtain the quota for the ‘Borrow Limit’.The ‘Borrow Limit’ is calculated based on the value of the user’s collateral and the mortgage rate.
Before obtaining the ‘borrow limit’, the user has to use deposited assets as collateral. ( Click &Open the collateral). After the MetaMask wallet confirms that the transaction is successful, the deposited asset will be used as collateral.
Apply for ‘Credit’
By improving personal credit information, users will be able to obtain higher borrowing quotas.
How to repay on test-net?
Please find the asset you borrowed in the ‘My Asset’ tab and click ‘Repay’. Enter the amount or select the percentage of repayment. After the wallet confirms that the transaction is successful, it means the repayment is successful.
How to claim the mining profit？
Once the user completes the ‘deposit’ and ‘borrow’ on DeCredit. then the user is eligible to get and claim CDTC. After the Claiming, the CDTC will directly send to the user wallet address.
How to stake on test-net?
Users have to complete the deposit and borrow transaction for getting the test coin -CDTC before the stake.
Please click the ‘Enable’ button to active.
After the activation, Click ‘Stake’ and enter the amount of stake, then confirm the transaction in the wallet. Once the transaction is successfully completed, it means the stake is successful.
The page will show your balance in the staking pool.
To apply for unlocking.
After the unlocking application is completed, there will be a 3-minutes lock-up period. when the lock-up period expires, the user can withdraw the unlocked assets to the wallet.
Note: Since the unlock application is successful, the following time, including the lock-up period, will not be calculated as profit.
Please Click ‘Unlock’ and enter the unlocked amount. After the wallet confirms the transaction, it means the unlocking was successful. The page will display the unlocked details, including the countdown to the lock-up period.
After the lock-up period expired, the user can withdraw the unlocked assets.